TJC Distributing Inc dba MoneyToAccount.com takes your Privacy very seriously. This Privacy Policy applies to the Website MoneyToAccount.com and its affiliated web pages, products and services and is effective as of 2014-01-01

We are committed to protecting our customers’ privacy and security. This Privacy Statement explains what personal information we collect about you, with whom we share it, and how you [The user of the Service] can direct us not to share certain information with certain parties. This Privacy Policy applies to TJC Distributing Inc, Moneytoaccount.com website, and not to any of our affiliated companies, vendors or service providers.  “Personal Information” refers to information such as name and email that can be used to identify an individual. You should read this Privacy Policy in its entirety. Certain sections may apply differently to residents of different jurisdictions.

We may amend this policy at any time, and shall notify you by posting a revised version on our website. Once posted in the websites and available to the public, constitute the notification as required. Should we make a material change to the manner in which we collect, use or store your personal information, we shall notify you when you make a new transaction.

INFORMATION WE COLLECT

You can visit our website without divulging any personally identifiable information including your email address.  Our website does not collect personally identifiable information about individuals except with such individuals specifically provide such information on a voluntary basis, such when registering for a user account, requesting information, signing up for alerts, and notifications.   Money To Account uses such information collected primarily to provide better service to our customers, to comply with our legal obligations, to operate and grow our business, to improve and customize the content you see, to provide products, services or benefits you request, and to contact you about special promotions and new products.

We may collect the following information about you, which may include non-public personal information:

• Information that you provide us in the course of using the Service, such as your name, address, e-mail address, and telephone number. We may also collect certain sensitive information from you including your bank account number, credit card number, date of birth and social security number.
• To facilitate our Service, we request certain third party personal information from you such as your recipient’s full name, physical address, email address, and phone number. We may also collect from you the recipient’s sensitive financial information including their bank account and routing number.
• Information about your usage of the Service, including your transaction history, and how and to whom you use the Service to send or receive money;
• Information that we lawfully obtain from third parties, such as identity verification services and credit reporting agencies;
• Information that we indirectly obtain from you, such as information about the hardware and software you use when accessing the Service, your IP address, the pages you access on this website, and other websites that you visit prior to accessing the Service.

USE OF COOKIES

We may also use “cookies” to track your use of this website. A cookie is a small data file that we may place on your computer to identify you when you return to the website. You are free to decline our cookies if your browser permits, but doing so may interfere with your use of the Service. The information we store in the cookie is not PII but a number that we generate and could not be used to lookup a user’s PII without the proprietary Moneytoaccount.com.

WHY WE COLLECT INFORMATION

We collect information for the following purposes:

• To process your transactions
• To verify your identity
• To collect payment for your use of the Service
• To troubleshoot problems with the Service
• To detect and prevent fraud and other illegal uses of the Service
• To send you marketing notices, service updates, and promotional offers

INFORMATION YOU PROVIDE US

You are not required to register in order to access our site.  If you send us an email or register on our site we may collect information about you including your contact information and other information you provide to us about yourself.  Certain portions of our site may be restricted to registered users with confirmed transactions, and user accounts.  There are areas on the site where you may provide personal information or will be required to register with Moneytoaccount.com to obtain access to transaction status, executing transactions, updates and to input additional information about pending transactions.

When you register on our site, you may be required to provide a piece of identifying information and to select a password to be used to access your information.  To access specific information about a transaction status, you may be required to provide a transaction reference number.

HOW WE SHARE INFORMATION WITH OTHERS

We do not sell or rent the information we collect to third parties for their promotional purposes unless we receive your permission to do so. Nevertheless, we may share information about you (including nonpublic, personal information) with:

• Third-party service providers under contract with Moneytoaccount.com that help us with our business operations, such as transaction processing, fraud prevention, and marketing.
• Third-parties that we partner with to offer additional products and services, such as long-distance telephone minutes, but only when you elect to receive information about those additional products and services.
• In the event of the sale, acquisition or merger of some or all of our assets, your personal information might be a part of the transferred assets. We shall notify you in the event of such an occurrence by placing a notice on our website.
• Law enforcement, government officials or other third parties, but only
  • in connection with a formal request, subpoena, court order, or similar legal procedure
  • when we believe in good faith that disclosure is necessary to comply with the law, prevent physical harm or financial loss, report suspected illegal activity, or to investigate violations of our User Agreement.

ACCESS TO YOUR INFORMATION

You can access, modify or update your personal information submitted on our Site by logging into your account and changing your preferences.  You may choose how you would like to receive information from us, email or phone and use it to respond to your query.  We may also your email address to provide you with upcoming events, specials, promotions, or information about Moneytoaccount.com.

EMAIL PROMOTIONS

You may subscribe to email notifications and email promotions by registering on our website.  You may also subscribe to email promotions when you register on moneytoaccount.com as a user.  You may unsubscribe or change your email address for email promotions at any time by following the instructions mentioned prominently within each email promotion.  You also can subscribe to email promotions at the time of initiation of transactions.

CHILD PRIVACY

The nature of our business, our products and services are not designed to appeal to minors and therefore we do not knowingly attempt to solicit or receive any information from children under 18.  If we have reason to believe that information is being provided by a person under the age of 18 we will not collect the information.  By providing information about minors you agree that you are a minor’s parent

SECURITY

We employ industry accepted standards in protecting the information you submit to us on our Site. We have put in place SSL [Secure Socket Layer] encryption technology to protect your sensitive information transmitted on our Site. We also require a username and password from each user who wants to access their information on our Site.

CHOICES YOU CAN MAKE ABOUT OUR USE OF YOUR INFORMATION

Federal and state laws allow you to restrict the sharing of your personal information in certain instances. However, these laws also state that you cannot restrict other types of sharing. Because we have chosen to refrain from certain types of data sharing, the only type of sharing of your personal information that you may restrict is as follows:

• If, after giving us your permission to share your personal information with third parties, with whom we market our jointly offered products, you later decide that you no longer want us to share such information, you may contact us by email at customerservice@moneytoaccount.com,  fax at (530) 823-0788; or by mail at Moneytoaccount, attn: Customer Service, P.O. Box 6925, Auburn, CA 95604 USA.
• You may also opt-out from promotional emails to you by accessing your E-mail Preferences & selecting the “Unsubscribe” function present in each email we send out.

THIRD PARTY SITES

The Site contains links to other web sites. TJC Distributing Inc.  and Moneytoaccount.com is not responsible for the privacy practices or the content of these other web sites. We encourage you to familiarize yourself with the privacy practices of these other sites prior to submitting your personal information to them.

CONTACT

You can contact us with any questions or concerns at:

TJC Distributing Inc. dba MoneytoAccount.com
P.O. Box 6925,
Auburn, CA 95603
Office: (530) 823-9146
Fax: (530) 823-0788
support@moneytoaccount.com